Well of January anyway.
So you’ve had a whole month to get your goals and resolutions bedded in. How are you doing?
If you’ve been consistently engaging a new behaviour thirty days is long enough for new chemical pathways to develop in your brain and you will find things getting easier from here on in.

If, like most of us, you’ve dropped the ball a few times then that proves you are human. The key is to continue to pursue your goals, failure is just an event.

And remember if you had too big a list, cull it down to one or 2 things that really matter to you. But don’t give up. I’ll let you ponder this thought.

“The journey is the destination”

Stay Safe ~ Dean Letfus @ www.MassiveAction.co.nz

Many thanks to those of you who have given to assist with getting kids into school post floods in Fiji.
The Fiji One news last night broadcast this item that explains the situation a bit more.

Stay Safe ~ Dean Letfus @ www.MassiveAction.co.nz

because we can’t afford to go out and play .

Fonterra’s announcement yesterday is very significant for the NZ economy because it tells a story we can’t ignore.

They announced that their payout to farmers would be $5 a kg. “Woop de woo” I hear you say, “what does that mean?”.

Well Fonterra is New Zealand’s biggest exporter by far and one of our largest companies. They “employ” most farmers in this nation.

In January 2008 the NZ dollar was 76 cents to the US dollar and their pay out to farmers was $7.66

Milk powder, cheese etc have increased in price way above inflation in the last 12 months, (cheese nearly 20%), but let’s just say they should have increased by 4%.

That means that this year the payout should have been $7.96 if our dollar remained the same.

Now when you’re exporting you love it when our currency drops because if you get paid in US dollars you make a lot more money right?

So today our dollar is 53 US cents, a drop of 30%, so the farmers payout should have been $10.35.

The announcement today said that a drop from the estimated $6.00 to the actual $5.00 effectively removed 1 billion dollars from the NZ economy.

But factor in the dollar and inflation and Fonterra’s income has dropped by over 50% and this removes FIVE BILLION dollars from the NZ economy. Not to mention the additional 5 billion just announced HERE

This is the impact of a global melt down.

Now today we have had a 1.5% cut in the OCR this morning so look forward to further interest rate cuts. We really are entering an incredible time of opportunity in New Zealand cashflow wise. More on that tomorrow.

Stay Safe ~ Dean Letfus @ www.MassiveAction.co.nz

Or so goes the lyric to a rap song I heard in a supermarket recently.

Isn’t it sad that poverty is considered worse than death?

Anyway I don’t want to be maudlin, in fact my thought for today is that with interest rates ploughing down and another OCR announcement coming if there was ever a time to be considering buying a property it would have to be now.

Get onto Kris and make sure you can get a mortgage. IF you can’t get a mortgage go HERE and get some strategies on how to buy without a mortgage and then get out there hunting.

We now officially have positive cashflow pretax in every centre in the country, (except maybe for Queenstown).

As my friend Matt said to me yesterday just make sure you are not “punching above your weight”.

You don’t have to buy 5 or 10 properties if you are nervous just buy one that has great cashflow.

Take the mortgage on floating and when you can fix for 5 years at 5% or less lock it in .

Hyper inflation is looking more and more likely globally so NOW is the time to take some action, in 6 months it could all be over.

Stay Safe and DO SOMETHING ~ Dean Letfus @ www.MassiveAction.co.nz

It’s certainly possible and our fascination with the idea is now deeply embedded in our culture.
The USA spends 28 billion a year on space exploration. I can’t find accurate figures for the whole world.

Whilst in terms of the US budget this is not a big number, it certainly would feed and house a lot of people.

So as we enter the brave new world of “reality” I wonder if the US and other governments will look at where their money goes and whether they are spending it wisely.

If we have to choose between people and other things shouldn’t we be focusing on people??
Space exploration, saving whales, rescuing bears, protecting the Pohutukawa, the list goes on and on, may have to be put into perspective for a change.

At a time when we must look after the poor and disadvantaged the Greens are concerned that the government buys fuel efficient cars.
Fortunately the Government can ignore such drivel as they don’t need the Greens support but I really believe the days of this sort of thing are numbered.

Politicians that focus on pet projects that have little genuine value will surely fade into obsolescence, soon I hope .

Why am I commenting on this?? Well because I was thinking about it obviously but also I think we need to focus on what is really important in our own lives as well. We need to prioritise life so we do whatis important. I meet so many men in particular who wish they had:

Spent more time with their kids when they were young;
Made their marriage work first time round;
Found their parents and been reconciled with them before they saw the death notice;
What will your life look like when you look back, regret or thankfulness??

Stay Safe ~ Dean Letfus @ www.MassiveAction.co.nz

PS interesting arrticle on this very subject today after my Blog
LINK

26 days since you set your goals/resolutions for the year.
1. Do you still remember them?
2. Assuming you wrote them down, have you looked at them?
3. Are you closer to achieving them than you were on January 1st.
4. If not why not?
5. For the rest of you Coronation Street starts at 7PM.

As interest rates continue to fall this is going to be an amazing time to build a portfolio or rescue a bad one. But you will only achieve anything if you decide what you want and go for it.
It’s never too late to set goals, if you don’t have any start now!!
More help on this HERE

Stay Safe ~ Dean Letfus @ www.MassiveAction.co.nz
PS, thank you to those who have given so far to the children in Fiji, if you haven’t we still need your help, read all about it HERE