An early repayment calculator to help you work out your break fees.

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This IS my main weapon in finding great deals. Know a small area like the back of your hand and you can have the pick of the deals. Make this system part of your investing. You WILL succeed.
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Many agents have said it is illegal to onsell a conditional agreement. The chair of the Property Law section of the NZ Law society corrects this in this recent article.

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When buying geared property it is helpful to understand the actual holding costs as they are a lot less than we often believe. Especially when factoring in realistic capital growth the “real” costs of holding negatively geared property are negligible.

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If you are buying or selling a removable this is the correct document to use.

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An option agreement is one of those fabulous ways of making money out of property with minimal exposure or risk. My February 2007 Newsletter goes into more detail on the “how to” but the document is available right here!!

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If you assigning a contract you can also attempt to “novate” the contract. What this document does is effectively release you from any legal responsibility should the person you have assigned to fail to settle or perform as they should.
I am personally of the opinion that no educated vendor would want to sign a deed of novation, however in many situations it is achievable.

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