Archive for Cashflow Property
How to Research any USA Property Webinar
Posted by: | CommentsExplaining the Phoenix Strategy and How to research any US property from your own computer in any country:
Enjoy:
http://iadvise.s3.amazonaws.com/HowtoresearchanyUSAcity.FLV
Previous Webinar explaining more about the fundamentals of the US market:
http://iadvise.s3.amazonaws.com/USACashFlowInvestmentUpdatemarch2012.FLV
People are finally getting it :-)
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My life, like yours, was, is and will be an adventure. Since entering the property world it has been quite a ride but it is never dull.
I have spent a lot of my time over the last few years looking for answers. Whether it’s how to help someone maximise their returns or how to dig someone out of a hole it is a constant search for solutions.
The recession pushed me into looking at things that I now regret, trying to solve the cashflow drama. The strategies were not necessarily bad ideas but the people attached to them in some cases were.
The one shining light in all of that however has been the US property market. Many clients and friends are now reinvesting again because the numbers work, the problems are manageable and the results are better than anything to be found elsewhere. 2 years on it simply works!
Recently I discovered a legit way to basically 100% finance ongoing purchases by recycling the initial property purchase money over and over.
And being non guaranteed bank lending with high yield makes it, well as close to risk free as I have ever seen anything.
And the overseas fear of the market is finally giving way to an understanding that the Americans problems are our solution, providing you know what you are doing.
So with my clients it has taken 2 years of education and enough proof from third parties to shift the “culture” if you like. End result is more and more people are solving their cash flow issues.
Now your problem might not be cashflow, but whatever it is, the answer may be found in exposing yourself to something outside your comfort zone.
I have often said you need to get out of your comfort zone because that’s where all the money is but the truth is that answers are often found in areas we have historically avoided.
It has been amazing to see people who would never invest in the US ringing me excitedly to add to their portfolios 2 years later.
So what keeps you awake at night and what have you overlooked/ignored/run away from that may hold the answers to your questions??
Now there’s a question 
Dean
“A champion team will always beat a team of champions”,
We’d love you to be on our US champion team, next US investing Webinar HERE
LATEST USA CASHFLOW WEBINAR
Posted by: | CommentsLATEST WEBINAR LIVE AND UNPLUGGED
FOR CURRENT LIST OF STOCK PLEASE EMAIL HERE
Breathing again
Posted by: | CommentsI still haven’t had my operation but it looks like I will live and I finally feel well enough to start talking to you again .
Only a brief word today however, prompted by my broker Scott sending me this yesterday…….
Finance Update:
Most Kiwis have been enjoying low home loan interest rates for a while. So how should you handle your home loan?
Should you fix?
Should you float?
Should you split things down the middle?
Only you can answer that question, but this update is designed to help you make a decision about your home loan.Remember, there’s no way to guarantee a perfect decision on home loan rates. But there are things to bear in mind when making the best decision for you.
To fix or not to fix? – That is the question.
It’s certainly a question that plenty of homeowners are asking right now. And the best way to answer it is to weigh up your priorities and choose the rate and the term that’s best for you. So here are some things you may want to think about.
Why choose a fixed rate?
A fixed rate means you’ll know exactly what your repayments will be over a fixed term. So whatever interest rates do, you’ll be able to budget for your repayments with certainty. You can even increase the amount you repay by up to $1,000 a month or $500 each fortnight without any penalties (as long as those increased payments remain for the fixed rate period.)
Why choose a floating rate?
Right now, floating rates are lower than fixed rates. While it’s unlikely they’ll stay that way, they are currently the cheapest way to borrow money. They’re also more flexible if you want to make extra repayments on your loan at any time. The downside of a floating rate is that rates can change at any time – and that means your regular repayments will change too.
What can you afford?
When planning your budget, it’s a good idea to think about the impact of rate increases. If your regular repayments go up, what will this mean for your other financial commitments and lifestyle costs such as holidays and entertainment.
What’s the cost of certainty?
While it will cost a little more to fix your loan now, over time the price difference between a fixed and floating rate is likely to be small. That’s the price of knowing exactly what your regular repayments will be.
What are your plans?
Your personal plans also impact your interest rate decision. If it’s likely you’ll be making a lump sum payment on your loan in the near future, you may be better to keep a floating rate or only fix for a short term.
Is it a good idea to split?
By splitting your loan between a fixed and a floating rate, you can strike a balance between certainty and flexibility. How you split the loans depends on which of these is more important to you.
So you have read this article and are thinking to yourself “this is a pretty non-committal position” to take, and I would have to agree with you.
The reason? At the moment there is no clear winner when looking at floating or fixed interest rates as a general rule, it comes down to your personal circumstances. There will be some of you who would definitely benefit from doing one or the other strategy but for most it will be a combination of the two.
Please feel free to contact me by clicking here if you would like to talk about your current position and how to best future proof your home loan costs.
Kind regardsScott Miller
Advanced Mortgage Solutions
0508 466 356
Oh and 
to register for next weeks US Cashflow Webinar. There are some exciting developments and we will have lots of time to answer your questions!!
We now have no doc loans in place and a stupidly strong currency, time to learn enough to dip your toes in the water, it’s cool, clear and profitable!
Book at https://www1.gotomeeting.com/register/798961393
Only Passion will sustain you when everything turns to custard ~ Dean.
USA GOLDMINE!! (Webinar)
Posted by: | CommentsMany thanks to the hundreds of attendees who joined me last night to learn more about the exciting opportunities in the USA.
Video of webinar below and link to download your finance application is HERE
This is a once in a generation opportunity, don’t miss out!!
http://iadvise.s3.amazonaws.com/USAProperty InvestmentFINANCE.flvGet Going and Get Going and Get Going and Stay Safe ~ Dean
Go Waikato!
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Had an awesome time presenting at the Waikato Property Investors Association last night and encouraging them to look at the incredible opportunities on offer in the USA.
Other than the surprisingly large turnout the really inspiring thing for me was the number of people there who are already investing in the US. Maybe we are finally getting it that this is a once in a lifetime opportunity to turn a modest amount of money into some serious cash flow.
And the other funny thing is the amount of ill informed negativity from people who “heard that their uncle read that this is a bad time to invest” running around.
It is especially prevalent in Australia where people with vested interests in trying to talk up OZ property are attacking the US market without any clue as to what they are talking about.
I guess it’s a fear thing and is understandable, however UNINFORMED debate is of little value when the evidence from actual investors in Asia, Australia, NZ, Canada and Latin America is so positive and successful providing you follow the rules.
Anyway a big thank you to WPIA for a great evening and I look forward to seeing more kiwis succeed in the USA!!
Get Going and Stay Safe ~ Dean Letfus
Abandoned and unloved
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Thanks to Joy for this link on Facebook to abandoned property sales right here in NZ.
I’d never heard of it before but seeing it may help you understand in some way why there is such an opportunity currently in the USA.
Because the USA offers “non recourse”, (AKA get out of jail free with no responsibility or penalty) loans people can abandon their investment property for pretty much any reason at all. So in Ruapehu’s case my guess is the rates on those sections will be more than the owner wants to deal with so they have literally walked away.
So drop that into a society of 350 million and overlay the banks willingness to lose money and the banks desire to NOT own these properties and you can see a glimpse of why houses end up being sold for a lot less than they are worth.
Now here the similarity to NZ and the USA ends because obviously in the US we are wanting a cashflow investment so location and rentability become critical factors, unlike a piece of dirt in the middle of nowhere, but I just thought this was a good analogy right on our own doorstep.
One surprising thing I have found in the USA is that so many Americans don’t know how good an investment in real estate can be. If they live in a city where the bottom of the market is say a hundred grand they literally get their checkbooks out when I tell them they could get a 10 to 15% return for under fifty thousand in an other city.
It’s like a land owner sitting on a ton of gold under his feet and spending 16 hour days growing and harvesting corn instead .
Get Going and Stay Safe ~ Dean Letfus
